Privacy Policy › North Shore Bank of Commerce

What Does North Shore Bank of Commerce Do With Your Personal Information?

Rev. Date 06/2026

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances Payment history and transaction history Transaction or loss history and credit history When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons North Shore Bank of Commerce chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does North Shore Bank of Commerce share?	Can you limit this sharing?
For our everyday business purposes-- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes-- to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes-- information about your transactions and experiences	Yes	No
For our affiliates' everyday business purposes-- information about your creditworthiness	No	We don't share
For our affiliates to market to you	No	We don't share
For nonaffiliates to market to you	No	We don't share

Questions?	Call (218)722-4784 or go to www.northshore.bank

Who We Are
Who Is Providing This Notice?	North Shore Bank of Commerce and North Shore Insurance Services
What We Do
How Does North Shore Bank of Commerce Protect My Personal Information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How Does North Shore Bank of Commerce Collect My Personal Information?	We collect your personal information, for example, when you Open an account or apply for a loan Make deposits or withdrawals from your account or make a wire transfer Show your government issued ID We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why Can't I Limit All Sharing?	Federal law gives you the right to limit only Sharing for affiliates' everyday business purposes - information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. (See below for more on your rights under state law.)

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include financial companies, such as North Shore Insurance Services.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. North Shore Bank of Commerce does not share with nonaffiliates so they can market to you.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. North Shore Bank of Commerce doesn't jointly market.

Other Important Information
Special Notice For California Residents We will not share personal information with nonaffiliates either for them to market to you or for the joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us. Special Notice For Vermont Residents We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Special Notice For State Residents For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. For Massachusetts, Mississippi and New Jersey Customers.. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization. Other Privacy Statement Additional information concerning our privacy policies can be found at www.northshore.bank or call (218) 722-4784. Institutions within North Shore Bank of Commerce North Shore Insurance Services

Other Important Information

Special Notice For California Residents
We will not share personal information with nonaffiliates either for them to market to you or for the joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
Special Notice For Vermont Residents
We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.

Special Notice For State Residents

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For Massachusetts, Mississippi and New Jersey Customers.. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

Other Privacy Statement
Additional information concerning our privacy policies can be found at www.northshore.bank or call (218) 722-4784.
Institutions within North Shore Bank of Commerce
North Shore Insurance Services