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North Shore Bank of Commerce
Investing in a CD will allow you to save for the future and create financial security.
In addition, we offer IRA savings accounts so you can start building a retirement plan.

Certificates of Deposit

A savings investment that guarantees a fixed rate of return over a period of 3 months to 5 years.
  • Interest may be compounded or transferred to another NSBC account
  • Interest accrues daily and compounds quarterly
  • $1,000 minimum opening deposit
  • Early withdrawal penalties apply


Individual Retirement Accounts

To help you save for your future you can invest in any of our CD terms. In addition, we offer an IRA savings account which accepts contributions at any time.
  • CDs from 6 months to 5 years
  • 18 month term available with $500 minimum
  • IRA savings account with just $100 minimum
  • All earn daily interest and compound quarterly
  • Early withdrawal penalties apply
  • IRA deposits are FDIC-Insured up to $250,000 per person per bank
  • Subject to IRS regulations
IRA Specials Minimum APY
IRA Fixed Rate CD
11 Month
$500 2.10%
IRA Variable Rate Savings
11 Month
$100 1.70%
Annual Percentage Yield (APY) effective as of March 5, 2019 assumes interest compounds quarterly. Early withdrawal penalties apply and fee will reduce earnings. Additional IRS taxes may apply; please consult a tax professional.
IRA CD will automatically renew for a 12-month term at the then current 12-month interest rate and APY if not withdrawn at maturity.
IRA Savings Account has a variable rate which may change after account opening.
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